As several countries tighten regulations on residency-by-investment schemes, a number of European nations—including Hungary, Greece, Cyprus, Italy, and Portugal—continue to offer golden visas in 2026 at relatively affordable investment levels.
With rising property prices, global uncertainty, and shifting immigration policies, more individuals are exploring European residency options that provide flexibility, security, and long-term benefits.
Why Golden Visas Are Gaining Popularity in 2026
The average UK house price has climbed to approximately £301,000 (€347,776), prompting buyers to look for better value abroad. At the same time, traditional visa routes remain complex, expensive, and time-consuming.
Golden visa programmes offer a faster alternative, allowing non-EU nationals to gain residency through investment—often without strict stay requirements.
According to legal experts, demand is shifting:
“It’s no longer just about a holiday home—it’s about security and freedom. A second residency is now seen as a long-term safety net.”
Top European Countries Offering Golden Visas
Hungary Golden Visa
Hungary’s Guest Investor Program (GIP) is among the most affordable in Europe, requiring a minimum investment of €250,000.
- 10-year residency (renewable)
- No minimum stay requirement
- Path to permanent residency in 3 years
- Citizenship possible after 8 years
Investments include real estate funds or a €1 million educational donation. Hungary’s cost of living is around 40% lower than the UK.
Greece Golden Visa
Greece remains a popular destination with a starting investment of €250,000 for select pathways.
- Options include property restoration or conversion
- 5-year residency (renewable)
- No minimum stay requirement
- Citizenship after 7 years
The country offers a lower cost of living and strong lifestyle appeal.
Cyprus Golden Visa
Cyprus provides permanent residency with a €300,000 investment.
- Covers spouse and dependent children
- Minimal stay requirement (once every 2 years)
- Citizenship after 7 years
Its legal transparency, tax benefits, and Mediterranean lifestyle make it highly attractive.
Italy Golden Visa
Italy offers flexible investment routes starting from €250,000.
- Investment in startups, companies, or government bonds
- 2-year renewable residency
- No minimum stay requirement
- Citizenship after 10 years
Italy combines residency benefits with rich culture and lifestyle advantages.
Portugal Golden Visa
Portugal remains competitive despite removing real estate investment options.
- Starting from €250,000 (or €200,000 in low-density areas)
- Investment in cultural or development projects
- Minimal stay requirement (around 7 days/year)
- Citizenship eligibility after 5 years
Portugal continues to attract investors with its climate, safety, and quality of life.
Key Things to Consider Before Applying
Before choosing a golden visa programme in Europe, applicants should consider:
- Additional costs: Legal fees, taxes, and insurance
- Regulatory changes: Programmes may evolve or close
- Tax implications: Residency vs tax residency differences
- Investment security: Ensure long-term protection of your rights
Conclusion
While golden visa programmes in Europe are becoming more regulated, several countries still offer affordable and flexible residency-by-investment options in 2026.
For investors seeking mobility, security, and access to Europe, these programmes remain a valuable pathway—provided careful planning and due diligence are undertaken.